S-ECO6 - S&L On-Time Repayment

S-ECO6 - % (percentage) of community members accessing loans through savings and loans groups/associations that repay their loans on time.

This indicator is meant to monitor and measure the reach of TSA Savings and Loans groups/associations – and the extent to which loans taken are being repaid according to agreed upon regulations and timeline. This is also considered a proxy indicator for the extent to which loans taken are effective in strengthening the loan takers’ economy.

Definition of key concepts

• Repayment rate: This refers to the number of loans taken that are repaid within the agreed upon schedule, against total number of loans taken. 

Instructions            

What to measure:

• Number of community members who took a loan from a savings and loans group/association in the last 12 months (denominator).

• Number of loans taken that were repaid according to agreed upon timeline and regulations (numerator).

Who to measure:

• Data to be disaggregated by:

  a.       Gender (mandatory)

  b.       Rural/urban/disability/minority/socio-economic status (when relevant)

How to measure:

• Statistics from book-keeping of Savings and Loans groups/associations.

• To be reported on annually.